Chapter 13 Bankruptcy Lawyer in Murfreesboro, Tennessee
Filing for Chapter 13 Bankruptcy
In basic terms, Chapter 13 is a payment plan. Chapter 13 bankruptcy provides individuals with flexibility to repay their debt, save their car or home, or protect assets above those permitted by the state of Tennessee's exemption laws. You must have a consistent source of income to qualify for Chapter 13 bankruptcy. Debtors are required to establish a repayment plan spanning the course of three to five years, unless otherwise stipulated by the court. Fortunately, this form of bankruptcy allows some breathing room as your creditors cannot begin or continue their collection efforts while you are working towards debt relief.
How much does it cost to file Chapter 13 bankruptcy?
Working with an experienced Chapter 13 bankruptcy attorney can help you identify all your debts, determine a suitable plan of action for managing your debt and improving your credit. Every person and case is different, making it difficult to determine an exact cost. That is why we offer a free initial consultation for those looking to begin filing Chapter 13 bankruptcy. From there, we will be able to give you an exact quote before you incur any charges. Galen Pierce Law Firm is Middle Tennessee's affordable attorney.
Don't navigate the complicated waters of bankruptcy law alone. Contact Galen Pierce, your local Chapter 13 bankruptcy attorney, at 615-895-6508 to schedule a free consultation today!
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Should I File for Chapter 13 Bankruptcy?
If you're struggling to repay your debts but have a regular income, filing for Chapter 13 bankruptcy may be the right solution for you. At Galen Pierce, Attorney at Law, we understand the complexities of financial hardship and can provide you with the legal guidance needed to navigate the process successfully. Chapter 13 bankruptcy allows you to restructure your debts and create a manageable repayment plan based on your income, giving you the opportunity to regain financial stability. Contact Galen Pierce, a professional and experienced attorney in the Murfreesboro area, to determine if Chapter 13 bankruptcy is the right choice for you. If you're struggling with overwhelming debt, there are clear signs that it may be time to consider filing for Chapter 13 bankruptcy. At Galen Pierce, Attorney at Law, serving Murfreesboro and beyond, we understand the financial stress you may be facing. Signs that Chapter 13 may be the right choice include falling behind on mortgage payments, facing foreclosure, dealing with wage garnishments, or being unable to keep up with mounting medical bills. Our experienced attorney, Galen Pierce, can provide the legal guidance and support you need to navigate the Chapter 13 bankruptcy process and work towards a fresh financial start.
