The Law Office of Galen Pierce

Compassionate and caring representation.

Bankruptcy Help in Middle Tennessee

Chapter 7 and Chapter 13 Solutions for Debt Relief

If you are overwhelmed by debt, falling behind on payments, or dealing with constant creditor pressure, The Law Office of Galen Pierce helps individuals and families throughout Middle Tennessee get a fresh financial start. We focus exclusively on Chapter 7 and Chapter 13 bankruptcy cases, giving you clear guidance, honest answers, and reliable legal support from your first consultation until your case is complete.

  • Personalized Attention to Your Case

    Our staff will work to investigate every aspect of your situation to make sure the bank is not stomping on your rights. 

  • Free Initial Consultation

    We will go over your options and guide you in the right direction before you incur any charges. We are a debt-relief agency here to help you.

  • Local Representation

    As a Nashville native, Galen Pierce is one of the most experienced backruptcy lawyers in Murfreesboro, TN. Our office provides great service and honest answers. We will assist you on deciding which chapter to file and what to do next.

  • Flexible Appointment Times

    With limited hours, it can be difficult to make an appointment with a bankruptcy law office. That is why we offer flexible appointment times to help meet your needs.  

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Should you file for Chapter 7 or Chapter 13 Bankruptcy?

If you are ready to file for bankruptcy, one of the first decisions you need to make is whether to file Chapter 7 or Chapter 13 bankruptcy. These types of bankruptcies names refer to sections of the U.S. Bankruptcy Code that outlines how your debt is dealt with in each category. The decision to file Chapter 7 or Chapter 13 will determine whether your debts will be settled with property that you own or through a debt repayment plan. Click on either button below to learn more.

Chapter 7 Bankruptcy

Chapter 7 is designed to eliminate unsecured debt and help you reset your finances.

Chapter 7 may help you:

  • Wipe out credit card debt
  • Erase medical bills
  • Stop wage garnishment
  • End collection calls and lawsuits
  • Get fast and effective financial relief

If you qualify, Chapter 7 can give you a clean slate and a quicker path to recovery.

CHAPTER 7

Chapter 13 Bankruptcy

Chapter 13 allows you to reorganize debt into a manageable payment plan so you can keep your home, car, and other property.

Chapter 13 may help you:

  • Stop foreclosure
  • Catch up on past due mortgage payments
  • Prevent vehicle repossession
  • Consolidate debt into one affordable payment
  • Protect assets that might be at risk in Chapter 7

Chapter 13 is often the best option for people who need time to get back on track.

CHAPTER 13

Satisfied Clients

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Who We Help

The Law Office of Galen Pierce works with clients facing many types of financial challenges, including:

  • Wage garnishment
  • Foreclosure threats
  • Vehicle repossession
  • Credit card and loan debt
  • Medical debt
  • Lawsuits or judgments
  • Harassing calls from creditors
  • IRS or tax-related debt issues

If you are unsure which chapter you qualify for, we help you understand your options clearly.

Why Work With a Bankruptcy Attorney

Bankruptcy is a detailed legal process, and small mistakes can lead to delays, dismissals, or loss of property. Working with an attorney helps ensure that forms are completed correctly, exemptions are applied properly, and your rights are fully protected at every step.

Start Your Fresh Financial Future

Debt does not have to control your life. Whether you are considering Chapter 7 or Chapter 13, The Law Office of Galen Pierce is here to help you regain control and move forward with confidence.